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PayPal Holdings (NASDAQ: PYPL) recently reported its third-quarter earnings, and user growth continues to be sluggish. However, management has made some big moves that aren’t reflected in the numbers yet, and you might be surprised at how much more efficient the business has become.

*Stock prices used were the midday prices of Nov 4, 2024. The video was published on Nov 5, 2024.

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Matt Frankel has positions in PayPal. The Motley Fool has positions in and recommends PayPal. The Motley Fool recommends the following options: long January 2027 $42.50 calls on PayPal and short December 2024 $70 calls on PayPal. The Motley Fool has a disclosure policy.

Matthew Frankel is an affiliate of The Motley Fool and may be compensated for promoting its services. If you choose to subscribe through their link they will earn some extra money that supports their channel. Their opinions remain their own and are unaffected by The Motley Fool.

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