PayPal has announced it will adopt the Agentic Commerce
Protocol to expand payments and commerce capabilities in ChatGPT. The
integration will allow millions of ChatGPT users to complete purchases
instantly using PayPal.
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Merchants using OpenAI Instant Checkout will also be able to
process payments through PayPal.
Consumers Gain PayPal Options in ChatGPT
The partnership connects PayPal’s global merchant network to
OpenAI, enabling small businesses and large brands to sell products within
ChatGPT.
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Consumers will have access to multiple funding options,
including bank accounts, PayPal balances, and cards. PayPal will also provide
its buyer and seller protections, along with post-purchase services such as
order tracking and dispute resolution.
“By partnering with OpenAI and adopting the Agentic
Commerce Protocol, PayPal will power payments and commerce experiences that
help people go from chat to checkout in just a few taps for our joint customer
bases,” said Alex Chriss, President and CEO of PayPal.
PayPal is bringing payments and commerce to ChatGPT. Soon, hundreds of millions of people who use @ChatGPTapp and @PayPal will be able to checkout in just a few taps.And the tens of millions of businesses that rely on PayPal will soon have a path to make products be… pic.twitter.com/Ku5frENd9P
— Alex Chriss (@acce) October 28, 2025
PayPal Expands AI and Commerce Integration
PayPal will support OpenAI Instant Checkout through the
delegated payments API, managing card payment processing.
From 2026, the ACP integration will make product catalogs
from small businesses and large retail brands across sectors such as apparel,
fashion, beauty, home improvement, and electronics available in ChatGPT
commerce.
PayPal’s ACP server will handle merchant routing, payment
validation, and orchestration without requiring individual merchant
connections.
According to the firms, the integration will make millions
of products accessible for purchase through ChatGPT. PayPal will also extend
its AI use with OpenAI, including ChatGPT Enterprise access for employees,
support for Codex, and broader API usage.
This article was written by Tareq Sikder at www.financemagnates.com.
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