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Revolut, the digital-bank darling posts a private valuation of $75 billion
after a share sale, putting it ahead of
legacy titans such as Barclays, NatWest and Deutsche Bank.

The $75 Billion Drop

On November 24, 2025, fintech juggernaut Revolut announced
it had completed a secondary share sale that values the company at an
eye-watering $75
billion. In British-centric money terms, that translates to roughly £57
billion.

This is no small bump. In August 2024, Revolut’s valuation
stood at about $45 billion. The latest mark thus represents a 66 to 67 per cent
leap in just over a year.

The share sale was not about raising new funds from scratch.
Rather, it
provided an exit route for early investors and employees to cash out,
effectively marking how much the market now values their stakes.

Bigger Than Barclays

That $75 billion price-tag does more than just pop eyeballs.
It puts Revolut on a pedestal, above some of Europe’s biggest, most storied
banks. Analysts and commentators have explicitly compared the valuation to that
of major lenders like Barclays, Lloyds Banking Group, NatWest Group and even Deutsche
Bank.

That puts Revolut in rarefied air. A ten-year-old app-born
startup now dwarfs institutions that have shaped banking for centuries.

Why Investors Are Throwing Money at Revolut

What’s driving this surge in value? It is not magic. Several
very solid signals.

Taken together those factors make investors comfortable
betting at valuation levels that would make many public banks sweat.

But All That Glitters Isn’t Gold

Valuation and hype are one thing. Long-term banking
credibility is another. As impressive as the numbers are, Revolut still has
important boxes to check.

Despite its growth, Revolut does not yet operate as a fully
fledged UK bank. Its banking license remains in a “mobilization phase,” simple
signals that regulatory approval does not yet translate to full banking
maturity.

Also, many customers still do not treat their Revolut
account as their primary banking account. That reduces the argument that
Revolut has usurped traditional banks. Changing entrenched habits takes time
and trust, two things that even a high valuation cannot guarantee.

Finally, much of Revolut’s profit seems tied to trading
fees, crypto transactions, card fees and interest income from higher rates.
Those revenue streams can be volatile. If macroeconomic conditions change, or
crypto traffic cools off, Revolut will need more stable fundamentals, deposits,
loans, mortgages, to back up that sky-high valuation.

What This Means for Banks, Fintech and the Future

For traditional banks, Revolut’s meteoric rise is a warning
sign: if a ten-year-old fintech can attract more investor money than
century-old institutions, it underscores a shift in how money is managed,
stored and moved.

For fintech, Revolut’s valuation confirms there is still
massive upside. For global investors, digital-first, lean, cross-border
platforms look like a safer, faster bet than slow-moving legacy banks.

For Revolut itself, the challenge now is converting this
valuation into long-term, stable banking infrastructure. If it can snag a full license,
expand deposit bases, offer loans and mortgages, then that $75 billion
evaluation will start to feel less like conjecture and more like a foundation
for a real banking giant.

If not, it might just go down as one of the boldest, and
most expensive, fintech bets ever placed.

For more stories making the rounds in finance and fintech, visit our Trending pages.

This article was written by Louis Parks at www.financemagnates.com.

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